What is workers’ compensation?
Workers’ compensation is a type of business insurance that covers employees who experience work-related injuries or illnesses. The coverage helps pay for medical care, lost wages, and more.
Workers’ compensation claims require you and your employer to complete specific steps, which may include a physical exam from an approved healthcare provider.
What are common work-related injuries?
People can injure themselves in all work environments, from offices and classrooms to factories and construction sites. Some of the most prevalent work-related injuries include:
- Sprains, strains, and tears
- Repetitive motion injuries
- Chronic back pain
- Fractures
- Cuts, lacerations, and punctures
You might injure yourself while lifting or moving a heavy object or during a fall. Some work-related injuries develop gradually while sitting at a workstation and typing all day. Regardless of how your injury occurred, it’s critical to get professional assessment and treatment.
What should I do if I need to file a workers’ compensation claim?
If you injure yourself at work and need to file a workers’ compensation plan, there are a few steps you need to follow.
Get first aid
If necessary, make sure you get the first aid you need following an acute work-related injury. If you need emergency care, go to your nearest emergency room for treatment.
Report the injury
You need to report your injury to your supervisor. Some employers require written notice of a work-related injury. Make sure you’re up to date with your employer’s policies and procedures for workplace injuries.
Start the paperwork
Your employer uses your injury report to begin the workers’ compensation claim for their insurance carrier.
See a doctor
Make an appointment at Mid Atlantic Orthopedic Associates, LLP, for an exam and treatment. The team begins by asking questions about your injury and symptoms. Then they complete a physical exam, including on-site X-rays, to assess your injury and its impact on your life and ability to do your job.
Each physician will work with your adjuster/nurse case manager by providing a quick note after your appointment and following up with a detailed office note. We will also communicate the need for diagnostic testing, DME, and doctor referrals to your adjuster. Our office has dedicated coordinators to ensure your care is within the guidelines required in the State of New Jersey.
The physicians at Mid Atlantic Orthopedic Associates provide personalized treatment plans to help you recover from your injury and get back to work quickly and safely. Your physician also completes the necessary medical forms for your workers’ compensation claim.
